Homebuyers

Thinking about buying a home?
Buying a home is one of the most significant purchases you will ever make.  A home can provide years of enjoyment for you and your family.  It is also an investment for your future.  As you begin your journey to homeownership, take some time to educate yourself on the steps involved in buying a home. 

 

Financial Assistance:

How much can you afford to spend on a home?  Keep in mind all the costs associated with homeownership as you develop your budget.  In addition to the monthly mortgage payment, you’ll want to make sure your budget includes an estimate for utilities (electric, gas, water, sewer), trash collection, insurance, etc.  Additionally, you’ll want to plan for regular maintenance including lawn care, painting, cleaning, etc.  A significant cost in the purchase of a home is down payment and closing costs.  If you are a first-time homebuyer or have not owned a home in the last three years or are a veteran, assistance may be available through the Housing Finance Authority .

 

Homebuyer Education Classes:

Knowledge is power! There are a number of free Homebuyer Education Classes that will provide you with the information you will need to become a successful homebuyer. You will also receive a certificate that may be required for down payment assistance programs.  Learn the ABC’s of homeownership and be a well informed buyer!

 

Helpful Information:

The U. S. Department of Housing and Urban Development (HUD) provides a helpful resource for homebuyers.  Check out the Buying a Home section for more helpful information.

 

You can also contact our staff for additional assistance.  We will be delighted to help you achieve your dream of homeownership.

 

 

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